Credit Risk Data Profiling Report

Dataset statistics

Number of variables	13
Number of observations	146076
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	15.6 MiB
Average record size in memory	112.0 B

Variable types

Numeric	12
Categorical	1

Alerts

`MonthlyIncome` is highly overall correlated with `MonthlyIncome_log`	High correlation
`MonthlyIncome_log` is highly overall correlated with `MonthlyIncome`	High correlation
`default` is highly imbalanced (64.4%)	Imbalance
`RevolvingUtilizationOfUnsecuredLines` is highly skewed (γ1 = 99.15063964)	Skewed
`NumberOfTime30-59DaysPastDueNotWorse` is highly skewed (γ1 = 23.60346321)	Skewed
`DebtRatio` is highly skewed (γ1 = 101.4491464)	Skewed
`MonthlyIncome` is highly skewed (γ1 = 125.4732483)	Skewed
`NumberOfTimes90DaysLate` is highly skewed (γ1 = 24.17372735)	Skewed
`NumberOfTime60-89DaysPastDueNotWorse` is highly skewed (γ1 = 24.45926564)	Skewed
`Unnamed: 0` is uniformly distributed	Uniform
`Unnamed: 0` has unique values	Unique
`RevolvingUtilizationOfUnsecuredLines` has 10395 (7.1%) zeros	Zeros
`NumberOfTime30-59DaysPastDueNotWorse` has 122503 (83.9%) zeros	Zeros
`DebtRatio` has 3708 (2.5%) zeros	Zeros
`MonthlyIncome` has 1634 (1.1%) zeros	Zeros
`NumberOfOpenCreditLinesAndLoans` has 1731 (1.2%) zeros	Zeros
`NumberOfTimes90DaysLate` has 137922 (94.4%) zeros	Zeros
`NumberRealEstateLoansOrLines` has 53893 (36.9%) zeros	Zeros
`NumberOfTime60-89DaysPastDueNotWorse` has 138611 (94.9%) zeros	Zeros
`NumberOfDependents` has 86902 (59.5%) zeros	Zeros
`MonthlyIncome_log` has 1634 (1.1%) zeros	Zeros

Reproduction

Analysis started	2025-03-02 20:35:31.392968
Analysis finished	2025-03-02 20:35:52.975732
Duration	21.58 seconds
Software version	ydata-profiling vv4.6.3
Download configuration	config.json

Unnamed: 0
Real number (ℝ)

UNIFORM UNIQUE

Distinct	146076
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	75013.669

Minimum	1
Maximum	150000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	1
5-th percentile	7507.75
Q1	37534.75
median	75013.5
Q3	112496.25
95-th percentile	142483.25
Maximum	150000
Range	149999
Interquartile range (IQR)	74961.5

Descriptive statistics

Standard deviation	43290.648
Coefficient of variation (CV)	0.57710346
Kurtosis	-1.1996371
Mean	75013.669
Median Absolute Deviation (MAD)	37481
Skewness	-0.00032919376
Sum	1.0957697 × 10¹⁰
Variance	1.8740802 × 10⁹
Monotonicity	Strictly increasing

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	1	< 0.1%
100008	1	< 0.1%
100002	1	< 0.1%
100003	1	< 0.1%
100004	1	< 0.1%
100005	1	< 0.1%
100006	1	< 0.1%
100007	1	< 0.1%
100009	1	< 0.1%
100000	1	< 0.1%
Other values (146066)	146066	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
1	1	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
10	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
150000	1	< 0.1%
149999	1	< 0.1%
149998	1	< 0.1%
149997	1	< 0.1%
149996	1	< 0.1%
149995	1	< 0.1%
149994	1	< 0.1%
149993	1	< 0.1%
149992	1	< 0.1%
149991	1	< 0.1%

default
Categorical

IMBALANCE

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	9.2 MiB

0	136229
1	9847

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	146076
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

Most occurring characters

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	146076	100.0%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

Most occurring scripts

Value	Count	Frequency (%)
Common	146076	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	146076	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	136229	93.3%
1	9847	6.7%

RevolvingUtilizationOfUnsecuredLines
Real number (ℝ)

SKEWED ZEROS

Distinct	122957
Distinct (%)	84.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.922272

Minimum	0
Maximum	50708
Zeros	10395
Zeros (%)	7.1%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0.031017866
median	0.15881759
Q3	0.5636837
95-th percentile	0.9999999
Maximum	50708
Range	50708
Interquartile range (IQR)	0.53266584

Descriptive statistics

Standard deviation	250.07077
Coefficient of variation (CV)	42.225479
Kurtosis	14833.824
Mean	5.922272
Median Absolute Deviation (MAD)	0.15234958
Skewness	99.15064
Sum	865101.81
Variance	62535.392
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	10395	7.1%
0.9999999	9822	6.7%
1	17	< 0.1%
0.9500998	8	< 0.1%
0.71314741	6	< 0.1%
0.954091816	6	< 0.1%
0.007984032	6	< 0.1%
0.004999	5	< 0.1%
0.796407186	5	< 0.1%
0.850299401	5	< 0.1%
Other values (122947)	125801	86.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	10395	7.1%
9.93 × 10^-6	1	< 0.1%
1.25 × 10^-5	1	< 0.1%
1.43 × 10^-5	1	< 0.1%
1.49 × 10^-5	1	< 0.1%
1.51 × 10^-5	1	< 0.1%
1.6 × 10^-5	1	< 0.1%
1.64 × 10^-5	1	< 0.1%
1.87 × 10^-5	1	< 0.1%
1.88 × 10^-5	1	< 0.1%

Value	Count	Frequency (%)
50708	1	< 0.1%
29110	1	< 0.1%
22198	1	< 0.1%
22000	1	< 0.1%
20514	1	< 0.1%
18300	1	< 0.1%
17441	1	< 0.1%
13930	1	< 0.1%
13498	1	< 0.1%
13400	1	< 0.1%

age
Real number (ℝ)

Distinct	84
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	52.099277

Minimum	0
Maximum	107
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	29
Q1	41
median	52
Q3	62
95-th percentile	77
Maximum	107
Range	107
Interquartile range (IQR)	21

Descriptive statistics

Standard deviation	14.604005
Coefficient of variation (CV)	0.2803111
Kurtosis	-0.49616164
Mean	52.099277
Median Absolute Deviation (MAD)	11
Skewness	0.18953268
Sum	7610454
Variance	213.27698
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
49	3782	2.6%
48	3741	2.6%
50	3705	2.5%
47	3671	2.5%
46	3660	2.5%
63	3621	2.5%
51	3566	2.4%
53	3566	2.4%
52	3535	2.4%
56	3497	2.4%
Other values (74)	109732	75.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	1	< 0.1%
21	152	0.1%
22	396	0.3%
23	599	0.4%
24	760	0.5%
25	909	0.6%
26	1148	0.8%
27	1282	0.9%
28	1520	1.0%
29	1663	1.1%

Value	Count	Frequency (%)
107	1	< 0.1%
103	3	< 0.1%
102	3	< 0.1%
101	3	< 0.1%
99	5	< 0.1%
98	5	< 0.1%
97	12	< 0.1%
96	14	< 0.1%
95	37	< 0.1%
94	35	< 0.1%

NumberOfTime30-59DaysPastDueNotWorse
Real number (ℝ)

SKEWED ZEROS

Distinct	16
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.40794518

Minimum	0
Maximum	98
Zeros	122503
Zeros (%)	83.9%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	98
Range	98
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	4.0027469
Coefficient of variation (CV)	9.8119726
Kurtosis	571.8254
Mean	0.40794518
Median Absolute Deviation (MAD)	0
Skewness	23.603463
Sum	59591
Variance	16.021983
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	122503	83.9%
1	15745	10.8%
2	4538	3.1%
3	1741	1.2%
4	735	0.5%
5	340	0.2%
98	233	0.2%
6	138	0.1%
7	54	< 0.1%
8	25	< 0.1%
Other values (6)	24	< 0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	122503	83.9%
1	15745	10.8%
2	4538	3.1%
3	1741	1.2%
4	735	0.5%
5	340	0.2%
6	138	0.1%
7	54	< 0.1%
8	25	< 0.1%
9	11	< 0.1%

Value	Count	Frequency (%)
98	233	0.2%
96	5	< 0.1%
13	1	< 0.1%
12	2	< 0.1%
11	1	< 0.1%
10	4	< 0.1%
9	11	< 0.1%
8	25	< 0.1%
7	54	< 0.1%
6	138	0.1%

DebtRatio
Real number (ℝ)

SKEWED ZEROS

Distinct	114090
Distinct (%)	78.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	333.3736

Minimum	0
Maximum	329664
Zeros	3708
Zeros (%)	2.5%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0.0046451187
Q1	0.17176407
median	0.35775058
Q3	0.76611694
95-th percentile	2382
Maximum	329664
Range	329664
Interquartile range (IQR)	0.59435287

Descriptive statistics

Standard deviation	1943.9067
Coefficient of variation (CV)	5.8310156
Kurtosis	15848.527
Mean	333.3736
Median Absolute Deviation (MAD)	0.23336792
Skewness	101.44915
Sum	48697882
Variance	3778773.2
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3708	2.5%
1	158	0.1%
4	129	0.1%
3	121	0.1%
2	117	0.1%
5	103	0.1%
9	101	0.1%
10	90	0.1%
8	90	0.1%
7	89	0.1%
Other values (114080)	141370	96.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	3708	2.5%
2.6 × 10^-5	1	< 0.1%
3.69 × 10^-5	1	< 0.1%
3.93 × 10^-5	1	< 0.1%
6.62 × 10^-5	1	< 0.1%
7.5 × 10^-5	1	< 0.1%
8 × 10^-5	1	< 0.1%
8.57 × 10^-5	1	< 0.1%
9.09 × 10^-5	1	< 0.1%
9.15 × 10^-5	1	< 0.1%

Value	Count	Frequency (%)
329664	1	< 0.1%
326442	1	< 0.1%
307001	1	< 0.1%
168835	1	< 0.1%
110952	1	< 0.1%
101320	1	< 0.1%
61907	1	< 0.1%
61106.5	1	< 0.1%
60212	1	< 0.1%
52112	1	< 0.1%

MonthlyIncome
Real number (ℝ)

HIGH CORRELATION SKEWED ZEROS

Distinct	13594
Distinct (%)	9.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	6445.8134

Minimum	0
Maximum	3008750
Zeros	1634
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	1500
Q1	3820
median	5400
Q3	7500
95-th percentile	13650
Maximum	3008750
Range	3008750
Interquartile range (IQR)	3680

Descriptive statistics

Standard deviation	13061.29
Coefficient of variation (CV)	2.0263214
Kurtosis	23633.919
Mean	6445.8134
Median Absolute Deviation (MAD)	1771
Skewness	125.47325
Sum	9.4157864 × 10⁸
Variance	1.7059729 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5400	26138	17.9%
5000	2757	1.9%
4000	2106	1.4%
6000	1934	1.3%
3000	1758	1.2%
0	1634	1.1%
2500	1551	1.1%
10000	1466	1.0%
3500	1360	0.9%
4500	1226	0.8%
Other values (13584)	104146	71.3%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	1634	1.1%
1	605	0.4%
2	6	< 0.1%
4	2	< 0.1%
5	2	< 0.1%
7	1	< 0.1%
9	1	< 0.1%
10	2	< 0.1%
11	1	< 0.1%
15	1	< 0.1%

Value	Count	Frequency (%)
3008750	1	< 0.1%
1794060	1	< 0.1%
1560100	1	< 0.1%
1072500	1	< 0.1%
835040	1	< 0.1%
730483	1	< 0.1%
702500	1	< 0.1%
699530	1	< 0.1%
649587	1	< 0.1%
629000	1	< 0.1%

NumberOfOpenCreditLinesAndLoans
Real number (ℝ)

ZEROS

Distinct	58
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.5292793

Minimum	0
Maximum	58
Zeros	1731
Zeros (%)	1.2%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	5
median	8
Q3	11
95-th percentile	18
Maximum	58
Range	58
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.1495331
Coefficient of variation (CV)	0.60374774
Kurtosis	3.1099096
Mean	8.5292793
Median Absolute Deviation (MAD)	3
Skewness	1.2156551
Sum	1245923
Variance	26.517691
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
6	13272	9.1%
7	12933	8.9%
5	12531	8.6%
8	12316	8.4%
9	11158	7.6%
4	11141	7.6%
10	9496	6.5%
3	8573	5.9%
11	8227	5.6%
12	6918	4.7%
Other values (48)	39511	27.0%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	1731	1.2%
1	4104	2.8%
2	6253	4.3%
3	8573	5.9%
4	11141	7.6%
5	12531	8.6%
6	13272	9.1%
7	12933	8.9%
8	12316	8.4%
9	11158	7.6%

Value	Count	Frequency (%)
58	1	< 0.1%
57	2	< 0.1%
56	2	< 0.1%
54	4	< 0.1%
53	1	< 0.1%
52	3	< 0.1%
51	2	< 0.1%
50	2	< 0.1%
49	4	< 0.1%
48	6	< 0.1%

NumberOfTimes90DaysLate
Real number (ℝ)

SKEWED ZEROS

Distinct	19
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.25069827

Minimum	0
Maximum	98
Zeros	137922
Zeros (%)	94.4%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	98
Range	98
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	3.9771968
Coefficient of variation (CV)	15.864477
Kurtosis	590.55581
Mean	0.25069827
Median Absolute Deviation (MAD)	0
Skewness	24.173727
Sum	36621
Variance	15.818095
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	137922	94.4%
1	5141	3.5%
2	1522	1.0%
3	656	0.4%
4	289	0.2%
98	233	0.2%
5	128	0.1%
6	79	0.1%
7	37	< 0.1%
8	21	< 0.1%
Other values (9)	48	< 0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	137922	94.4%
1	5141	3.5%
2	1522	1.0%
3	656	0.4%
4	289	0.2%
5	128	0.1%
6	79	0.1%
7	37	< 0.1%
8	21	< 0.1%
9	19	< 0.1%

Value	Count	Frequency (%)
98	233	0.2%
96	5	< 0.1%
17	1	< 0.1%
15	2	< 0.1%
14	2	< 0.1%
13	4	< 0.1%
12	2	< 0.1%
11	5	< 0.1%
10	8	< 0.1%
9	19	< 0.1%

NumberRealEstateLoansOrLines
Real number (ℝ)

ZEROS

Distinct	28
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.0297174

Minimum	0
Maximum	54
Zeros	53893
Zeros (%)	36.9%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	3
Maximum	54
Range	54
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.1327738
Coefficient of variation (CV)	1.1000822
Kurtosis	60.959245
Mean	1.0297174
Median Absolute Deviation (MAD)	1
Skewness	3.4862651
Sum	150417
Variance	1.2831764
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=28)

Value	Count	Frequency (%)
0	53893	36.9%
1	51191	35.0%
2	31156	21.3%
3	6230	4.3%
4	2141	1.5%
5	678	0.5%
6	318	0.2%
7	170	0.1%
8	93	0.1%
9	78	0.1%
Other values (18)	128	0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	53893	36.9%
1	51191	35.0%
2	31156	21.3%
3	6230	4.3%
4	2141	1.5%
5	678	0.5%
6	318	0.2%
7	170	0.1%
8	93	0.1%
9	78	0.1%

Value	Count	Frequency (%)
54	1	< 0.1%
32	1	< 0.1%
29	1	< 0.1%
26	1	< 0.1%
25	3	< 0.1%
23	2	< 0.1%
21	1	< 0.1%
20	2	< 0.1%
19	2	< 0.1%
18	2	< 0.1%

NumberOfTime60-89DaysPastDueNotWorse
Real number (ℝ)

SKEWED ZEROS

Distinct	13
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.2250267

Minimum	0
Maximum	98
Zeros	138611
Zeros (%)	94.9%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	98
Range	98
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	3.9620484
Coefficient of variation (CV)	17.607015
Kurtosis	600.29354
Mean	0.2250267
Median Absolute Deviation (MAD)	0
Skewness	24.459266
Sum	32871
Variance	15.697827
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	138611	94.9%
1	5647	3.9%
2	1103	0.8%
3	312	0.2%
98	233	0.2%
4	105	0.1%
5	32	< 0.1%
6	16	< 0.1%
7	8	< 0.1%
96	5	< 0.1%
Other values (3)	4	< 0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	138611	94.9%
1	5647	3.9%
2	1103	0.8%
3	312	0.2%
4	105	0.1%
5	32	< 0.1%
6	16	< 0.1%
7	8	< 0.1%
8	2	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
98	233	0.2%
96	5	< 0.1%
11	1	< 0.1%
9	1	< 0.1%
8	2	< 0.1%
7	8	< 0.1%
6	16	< 0.1%
5	32	< 0.1%
4	105	0.1%
3	312	0.2%

NumberOfDependents
Real number (ℝ)

ZEROS

Distinct	13
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.75722227

Minimum	0
Maximum	20
Zeros	86902
Zeros (%)	59.5%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	3
Maximum	20
Range	20
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.1150861
Coefficient of variation (CV)	1.4726007
Kurtosis	3.0016568
Mean	0.75722227
Median Absolute Deviation (MAD)	0
Skewness	1.5882424
Sum	110612
Variance	1.2434169
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	86902	59.5%
1	26316	18.0%
2	19522	13.4%
3	9483	6.5%
4	2862	2.0%
5	746	0.5%
6	158	0.1%
7	51	< 0.1%
8	24	< 0.1%
10	5	< 0.1%
Other values (3)	7	< 0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	86902	59.5%
1	26316	18.0%
2	19522	13.4%
3	9483	6.5%
4	2862	2.0%
5	746	0.5%
6	158	0.1%
7	51	< 0.1%
8	24	< 0.1%
9	5	< 0.1%

Value	Count	Frequency (%)
20	1	< 0.1%
13	1	< 0.1%
10	5	< 0.1%
9	5	< 0.1%
8	24	< 0.1%
7	51	< 0.1%
6	158	0.1%
5	746	0.5%
4	2862	2.0%
3	9483	6.5%

MonthlyIncome_log
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	13594
Distinct (%)	9.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.4434578

Minimum	0
Maximum	14.917036
Zeros	1634
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	2.2 MiB

Quantile statistics

Minimum	0
5-th percentile	7.3138868
Q1	8.2482674
median	8.5943394
Q3	8.9227916
95-th percentile	9.5215681
Maximum	14.917036
Range	14.917036
Interquartile range (IQR)	0.67452418

Descriptive statistics

Standard deviation	1.2115051
Coefficient of variation (CV)	0.14348447
Kurtosis	30.913641
Mean	8.4434578
Median Absolute Deviation (MAD)	0.32845222
Skewness	-4.8658389
Sum	1233386.5
Variance	1.4677445
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
8.594339401	26138	17.9%
8.517393171	2757	1.9%
8.294299609	2106	1.4%
8.699681401	1934	1.3%
8.006700845	1758	1.2%
0	1634	1.1%
7.824445931	1551	1.1%
9.210440367	1466	1.0%
8.160803921	1360	0.9%
8.412054873	1226	0.8%
Other values (13584)	104146	71.3%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	1634	1.1%
0.6931471806	605	0.4%
1.098612289	6	< 0.1%
1.609437912	2	< 0.1%
1.791759469	2	< 0.1%
2.079441542	1	< 0.1%
2.302585093	1	< 0.1%
2.397895273	2	< 0.1%
2.48490665	1	< 0.1%
2.772588722	1	< 0.1%

Value	Count	Frequency (%)
14.9170356	1	< 0.1%
14.39999232	1	< 0.1%
14.26026112	1	< 0.1%
13.88550386	1	< 0.1%
13.6352361	1	< 0.1%
13.50146261	1	< 0.1%
13.4624021	1	< 0.1%
13.45816539	1	< 0.1%
13.38409359	1	< 0.1%
13.35188813	1	< 0.1%

Auto

Heatmap
Table

	DebtRatio	MonthlyIncome	MonthlyIncome_log	NumberOfDependents	NumberOfOpenCreditLinesAndLoans	NumberOfTime30-59DaysPastDueNotWorse	NumberOfTime60-89DaysPastDueNotWorse	NumberOfTimes90DaysLate	NumberRealEstateLoansOrLines	RevolvingUtilizationOfUnsecuredLines	Unnamed: 0	age	default
DebtRatio	1.000	-0.097	-0.097	-0.038	0.248	0.044	0.005	-0.031	0.422	0.091	-0.001	0.019	0.000
MonthlyIncome	-0.097	1.000	1.000	0.186	0.278	-0.014	-0.048	-0.080	0.352	-0.067	0.001	0.110	0.000
MonthlyIncome_log	-0.097	1.000	1.000	0.186	0.278	-0.014	-0.048	-0.080	0.352	-0.067	0.001	0.110	0.053
NumberOfDependents	-0.038	0.186	0.186	1.000	0.100	0.071	0.035	0.030	0.166	0.118	-0.000	-0.228	0.031
NumberOfOpenCreditLinesAndLoans	0.248	0.278	0.278	0.100	1.000	0.061	-0.049	-0.136	0.469	-0.093	0.004	0.169	0.052
NumberOfTime30-59DaysPastDueNotWorse	0.044	-0.014	-0.014	0.071	0.061	1.000	0.279	0.251	0.020	0.235	0.001	-0.092	0.083
NumberOfTime60-89DaysPastDueNotWorse	0.005	-0.048	-0.048	0.035	-0.049	0.279	1.000	0.318	-0.046	0.187	0.001	-0.083	0.081
NumberOfTimes90DaysLate	-0.031	-0.080	-0.080	0.030	-0.136	0.251	0.318	1.000	-0.103	0.237	-0.005	-0.102	0.084
NumberRealEstateLoansOrLines	0.422	0.352	0.352	0.166	0.469	0.020	-0.046	-0.103	1.000	-0.033	-0.002	0.064	0.032
RevolvingUtilizationOfUnsecuredLines	0.091	-0.067	-0.067	0.118	-0.093	0.235	0.187	0.237	-0.033	1.000	-0.005	-0.272	0.000
Unnamed: 0	-0.001	0.001	0.001	-0.000	0.004	0.001	0.001	-0.005	-0.002	-0.005	1.000	0.005	0.007
age	0.019	0.110	0.110	-0.228	0.169	-0.092	-0.083	-0.102	0.064	-0.272	0.005	1.000	0.114
default	0.000	0.000	0.053	0.031	0.052	0.083	0.081	0.084	0.032	0.000	0.007	0.114	1.000

Count
Matrix

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

First rows
Last rows

	Unnamed: 0	default	RevolvingUtilizationOfUnsecuredLines	age	NumberOfTime30-59DaysPastDueNotWorse	DebtRatio	MonthlyIncome	NumberOfOpenCreditLinesAndLoans	NumberOfTimes90DaysLate	NumberRealEstateLoansOrLines	NumberOfDependents	MonthlyIncome_log
0	1	1	0.766127	45	2	0.802982	9120.0	13	0	6	2.0	9.118335
1	2	0	0.957151	40	0	0.121876	2600.0	4	0	0	1.0	7.863651
2	3	0	0.658180	38	1	0.085113	3042.0	2	1	0	0.0	8.020599
3	4	0	0.233810	30	0	0.036050	3300.0	5	0	0	0.0	8.101981
4	5	0	0.907239	49	1	0.024926	63588.0	7	0	1	0.0	11.060196
5	6	0	0.213179	74	0	0.375607	3500.0	3	0	1	1.0	8.160804
6	7	0	0.305682	57	0	5710.000000	5400.0	8	0	3	0.0	8.594339
7	8	0	0.754464	39	0	0.209940	3500.0	8	0	0	0.0	8.160804
9	10	0	0.189169	57	0	0.606291	23684.0	9	0	4	2.0	10.072597
10	11	0	0.644226	30	0	0.309476	2500.0	5	0	0	0.0	7.824446

	Unnamed: 0	RevolvingUtilizationOfUnsecuredLines	age	DebtRatio	MonthlyIncome	NumberOfOpenCreditLinesAndLoans	NumberRealEstateLoansOrLines	NumberOfDependents	MonthlyIncome_log
149990	149991	0.055518	46	0.609779	4335.0	7	1	2.0	8.374708
149991	149992	0.104112	59	0.477658	10316.0	10	2	0.0	9.241548
149992	149993	0.871976	50	4132.000000	5400.0	11	1	3.0	8.594339
149993	149994	1.000000	22	0.000000	820.0	1	0	0.0	6.710523
149994	149995	0.385742	50	0.404293	3400.0	7	0	0.0	8.131825
149995	149996	0.040674	74	0.225131	2100.0	4	1	0.0	7.650169
149996	149997	0.299745	44	0.716562	5584.0	4	1	2.0	8.627840
149997	149998	0.246044	58	3870.000000	5400.0	18	1	0.0	8.594339
149998	149999	0.000000	30	0.000000	5716.0	4	0	0.0	8.651199
149999	150000	0.850283	64	0.249908	8158.0	8	2	0.0	9.006877

Overview

Variables

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

Decimal Number

Most occurring scripts

Most frequent character per script

Common

Most occurring blocks

Most frequent character per block

ASCII

Interactions

Correlations

Missing values

Sample