Dataset statistics
| Number of variables | 13 |
|---|---|
| Number of observations | 146076 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 15.6 MiB |
| Average record size in memory | 112.0 B |
Variable types
| Numeric | 12 |
|---|---|
| Categorical | 1 |
MonthlyIncome is highly overall correlated with MonthlyIncome_log | High correlation |
MonthlyIncome_log is highly overall correlated with MonthlyIncome | High correlation |
default is highly imbalanced (64.4%) | Imbalance |
RevolvingUtilizationOfUnsecuredLines is highly skewed (γ1 = 99.15063964) | Skewed |
NumberOfTime30-59DaysPastDueNotWorse is highly skewed (γ1 = 23.60346321) | Skewed |
DebtRatio is highly skewed (γ1 = 101.4491464) | Skewed |
MonthlyIncome is highly skewed (γ1 = 125.4732483) | Skewed |
NumberOfTimes90DaysLate is highly skewed (γ1 = 24.17372735) | Skewed |
NumberOfTime60-89DaysPastDueNotWorse is highly skewed (γ1 = 24.45926564) | Skewed |
Unnamed: 0 is uniformly distributed | Uniform |
Unnamed: 0 has unique values | Unique |
RevolvingUtilizationOfUnsecuredLines has 10395 (7.1%) zeros | Zeros |
NumberOfTime30-59DaysPastDueNotWorse has 122503 (83.9%) zeros | Zeros |
DebtRatio has 3708 (2.5%) zeros | Zeros |
MonthlyIncome has 1634 (1.1%) zeros | Zeros |
NumberOfOpenCreditLinesAndLoans has 1731 (1.2%) zeros | Zeros |
NumberOfTimes90DaysLate has 137922 (94.4%) zeros | Zeros |
NumberRealEstateLoansOrLines has 53893 (36.9%) zeros | Zeros |
NumberOfTime60-89DaysPastDueNotWorse has 138611 (94.9%) zeros | Zeros |
NumberOfDependents has 86902 (59.5%) zeros | Zeros |
MonthlyIncome_log has 1634 (1.1%) zeros | Zeros |
Reproduction
| Analysis started | 2025-03-02 20:35:31.392968 |
|---|---|
| Analysis finished | 2025-03-02 20:35:52.975732 |
| Duration | 21.58 seconds |
| Software version | ydata-profiling vv4.6.3 |
| Download configuration | config.json |
Unnamed: 0
Real number (ℝ)
UNIFORM  UNIQUE 
| Distinct | 146076 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 75013.669 |
| Minimum | 1 |
|---|---|
| Maximum | 150000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 7507.75 |
| Q1 | 37534.75 |
| median | 75013.5 |
| Q3 | 112496.25 |
| 95-th percentile | 142483.25 |
| Maximum | 150000 |
| Range | 149999 |
| Interquartile range (IQR) | 74961.5 |
Descriptive statistics
| Standard deviation | 43290.648 |
|---|---|
| Coefficient of variation (CV) | 0.57710346 |
| Kurtosis | -1.1996371 |
| Mean | 75013.669 |
| Median Absolute Deviation (MAD) | 37481 |
| Skewness | -0.00032919376 |
| Sum | 1.0957697 × 1010 |
| Variance | 1.8740802 × 109 |
| Monotonicity | Strictly increasing |
| Value | Count | Frequency (%) |
| 1 | 1 | < 0.1% |
| 100008 | 1 | < 0.1% |
| 100002 | 1 | < 0.1% |
| 100003 | 1 | < 0.1% |
| 100004 | 1 | < 0.1% |
| 100005 | 1 | < 0.1% |
| 100006 | 1 | < 0.1% |
| 100007 | 1 | < 0.1% |
| 100009 | 1 | < 0.1% |
| 100000 | 1 | < 0.1% |
| Other values (146066) | 146066 |
| Value | Count | Frequency (%) |
| 1 | 1 | |
| 2 | 1 | |
| 3 | 1 | |
| 4 | 1 | |
| 5 | 1 | |
| 6 | 1 | |
| 7 | 1 | |
| 8 | 1 | |
| 10 | 1 | |
| 11 | 1 |
| Value | Count | Frequency (%) |
| 150000 | 1 | |
| 149999 | 1 | |
| 149998 | 1 | |
| 149997 | 1 | |
| 149996 | 1 | |
| 149995 | 1 | |
| 149994 | 1 | |
| 149993 | 1 | |
| 149992 | 1 | |
| 149991 | 1 |
default
Categorical
IMBALANCE 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 9.2 MiB |
| 0 | |
|---|---|
| 1 | 9847 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 146076 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 146076 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 146076 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 146076 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 136229 | |
| 1 | 9847 | 6.7% |
RevolvingUtilizationOfUnsecuredLines
Real number (ℝ)
SKEWED  ZEROS 
| Distinct | 122957 |
|---|---|
| Distinct (%) | 84.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 5.922272 |
| Minimum | 0 |
|---|---|
| Maximum | 50708 |
| Zeros | 10395 |
| Zeros (%) | 7.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0.031017866 |
| median | 0.15881759 |
| Q3 | 0.5636837 |
| 95-th percentile | 0.9999999 |
| Maximum | 50708 |
| Range | 50708 |
| Interquartile range (IQR) | 0.53266584 |
Descriptive statistics
| Standard deviation | 250.07077 |
|---|---|
| Coefficient of variation (CV) | 42.225479 |
| Kurtosis | 14833.824 |
| Mean | 5.922272 |
| Median Absolute Deviation (MAD) | 0.15234958 |
| Skewness | 99.15064 |
| Sum | 865101.81 |
| Variance | 62535.392 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 10395 | 7.1% |
| 0.9999999 | 9822 | 6.7% |
| 1 | 17 | < 0.1% |
| 0.9500998 | 8 | < 0.1% |
| 0.71314741 | 6 | < 0.1% |
| 0.954091816 | 6 | < 0.1% |
| 0.007984032 | 6 | < 0.1% |
| 0.004999 | 5 | < 0.1% |
| 0.796407186 | 5 | < 0.1% |
| 0.850299401 | 5 | < 0.1% |
| Other values (122947) | 125801 |
| Value | Count | Frequency (%) |
| 0 | 10395 | |
| 9.93 × 10-6 | 1 | < 0.1% |
| 1.25 × 10-5 | 1 | < 0.1% |
| 1.43 × 10-5 | 1 | < 0.1% |
| 1.49 × 10-5 | 1 | < 0.1% |
| 1.51 × 10-5 | 1 | < 0.1% |
| 1.6 × 10-5 | 1 | < 0.1% |
| 1.64 × 10-5 | 1 | < 0.1% |
| 1.87 × 10-5 | 1 | < 0.1% |
| 1.88 × 10-5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 50708 | 1 | |
| 29110 | 1 | |
| 22198 | 1 | |
| 22000 | 1 | |
| 20514 | 1 | |
| 18300 | 1 | |
| 17441 | 1 | |
| 13930 | 1 | |
| 13498 | 1 | |
| 13400 | 1 |
age
Real number (ℝ)
| Distinct | 84 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 52.099277 |
| Minimum | 0 |
|---|---|
| Maximum | 107 |
| Zeros | 1 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 29 |
| Q1 | 41 |
| median | 52 |
| Q3 | 62 |
| 95-th percentile | 77 |
| Maximum | 107 |
| Range | 107 |
| Interquartile range (IQR) | 21 |
Descriptive statistics
| Standard deviation | 14.604005 |
|---|---|
| Coefficient of variation (CV) | 0.2803111 |
| Kurtosis | -0.49616164 |
| Mean | 52.099277 |
| Median Absolute Deviation (MAD) | 11 |
| Skewness | 0.18953268 |
| Sum | 7610454 |
| Variance | 213.27698 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 49 | 3782 | 2.6% |
| 48 | 3741 | 2.6% |
| 50 | 3705 | 2.5% |
| 47 | 3671 | 2.5% |
| 46 | 3660 | 2.5% |
| 63 | 3621 | 2.5% |
| 51 | 3566 | 2.4% |
| 53 | 3566 | 2.4% |
| 52 | 3535 | 2.4% |
| 56 | 3497 | 2.4% |
| Other values (74) | 109732 |
| Value | Count | Frequency (%) |
| 0 | 1 | < 0.1% |
| 21 | 152 | 0.1% |
| 22 | 396 | 0.3% |
| 23 | 599 | 0.4% |
| 24 | 760 | |
| 25 | 909 | |
| 26 | 1148 | |
| 27 | 1282 | |
| 28 | 1520 | |
| 29 | 1663 |
| Value | Count | Frequency (%) |
| 107 | 1 | < 0.1% |
| 103 | 3 | < 0.1% |
| 102 | 3 | < 0.1% |
| 101 | 3 | < 0.1% |
| 99 | 5 | < 0.1% |
| 98 | 5 | < 0.1% |
| 97 | 12 | < 0.1% |
| 96 | 14 | < 0.1% |
| 95 | 37 | |
| 94 | 35 |
NumberOfTime30-59DaysPastDueNotWorse
Real number (ℝ)
SKEWED  ZEROS 
| Distinct | 16 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.40794518 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 122503 |
| Zeros (%) | 83.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 4.0027469 |
|---|---|
| Coefficient of variation (CV) | 9.8119726 |
| Kurtosis | 571.8254 |
| Mean | 0.40794518 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 23.603463 |
| Sum | 59591 |
| Variance | 16.021983 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 122503 | |
| 1 | 15745 | 10.8% |
| 2 | 4538 | 3.1% |
| 3 | 1741 | 1.2% |
| 4 | 735 | 0.5% |
| 5 | 340 | 0.2% |
| 98 | 233 | 0.2% |
| 6 | 138 | 0.1% |
| 7 | 54 | < 0.1% |
| 8 | 25 | < 0.1% |
| Other values (6) | 24 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 122503 | |
| 1 | 15745 | 10.8% |
| 2 | 4538 | 3.1% |
| 3 | 1741 | 1.2% |
| 4 | 735 | 0.5% |
| 5 | 340 | 0.2% |
| 6 | 138 | 0.1% |
| 7 | 54 | < 0.1% |
| 8 | 25 | < 0.1% |
| 9 | 11 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 233 | |
| 96 | 5 | < 0.1% |
| 13 | 1 | < 0.1% |
| 12 | 2 | < 0.1% |
| 11 | 1 | < 0.1% |
| 10 | 4 | < 0.1% |
| 9 | 11 | < 0.1% |
| 8 | 25 | < 0.1% |
| 7 | 54 | < 0.1% |
| 6 | 138 |
DebtRatio
Real number (ℝ)
SKEWED  ZEROS 
| Distinct | 114090 |
|---|---|
| Distinct (%) | 78.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 333.3736 |
| Minimum | 0 |
|---|---|
| Maximum | 329664 |
| Zeros | 3708 |
| Zeros (%) | 2.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0.0046451187 |
| Q1 | 0.17176407 |
| median | 0.35775058 |
| Q3 | 0.76611694 |
| 95-th percentile | 2382 |
| Maximum | 329664 |
| Range | 329664 |
| Interquartile range (IQR) | 0.59435287 |
Descriptive statistics
| Standard deviation | 1943.9067 |
|---|---|
| Coefficient of variation (CV) | 5.8310156 |
| Kurtosis | 15848.527 |
| Mean | 333.3736 |
| Median Absolute Deviation (MAD) | 0.23336792 |
| Skewness | 101.44915 |
| Sum | 48697882 |
| Variance | 3778773.2 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 3708 | 2.5% |
| 1 | 158 | 0.1% |
| 4 | 129 | 0.1% |
| 3 | 121 | 0.1% |
| 2 | 117 | 0.1% |
| 5 | 103 | 0.1% |
| 9 | 101 | 0.1% |
| 10 | 90 | 0.1% |
| 8 | 90 | 0.1% |
| 7 | 89 | 0.1% |
| Other values (114080) | 141370 |
| Value | Count | Frequency (%) |
| 0 | 3708 | |
| 2.6 × 10-5 | 1 | < 0.1% |
| 3.69 × 10-5 | 1 | < 0.1% |
| 3.93 × 10-5 | 1 | < 0.1% |
| 6.62 × 10-5 | 1 | < 0.1% |
| 7.5 × 10-5 | 1 | < 0.1% |
| 8 × 10-5 | 1 | < 0.1% |
| 8.57 × 10-5 | 1 | < 0.1% |
| 9.09 × 10-5 | 1 | < 0.1% |
| 9.15 × 10-5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 329664 | 1 | |
| 326442 | 1 | |
| 307001 | 1 | |
| 168835 | 1 | |
| 110952 | 1 | |
| 101320 | 1 | |
| 61907 | 1 | |
| 61106.5 | 1 | |
| 60212 | 1 | |
| 52112 | 1 |
MonthlyIncome
Real number (ℝ)
HIGH CORRELATION  SKEWED  ZEROS 
| Distinct | 13594 |
|---|---|
| Distinct (%) | 9.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 6445.8134 |
| Minimum | 0 |
|---|---|
| Maximum | 3008750 |
| Zeros | 1634 |
| Zeros (%) | 1.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1500 |
| Q1 | 3820 |
| median | 5400 |
| Q3 | 7500 |
| 95-th percentile | 13650 |
| Maximum | 3008750 |
| Range | 3008750 |
| Interquartile range (IQR) | 3680 |
Descriptive statistics
| Standard deviation | 13061.29 |
|---|---|
| Coefficient of variation (CV) | 2.0263214 |
| Kurtosis | 23633.919 |
| Mean | 6445.8134 |
| Median Absolute Deviation (MAD) | 1771 |
| Skewness | 125.47325 |
| Sum | 9.4157864 × 108 |
| Variance | 1.7059729 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 5400 | 26138 | 17.9% |
| 5000 | 2757 | 1.9% |
| 4000 | 2106 | 1.4% |
| 6000 | 1934 | 1.3% |
| 3000 | 1758 | 1.2% |
| 0 | 1634 | 1.1% |
| 2500 | 1551 | 1.1% |
| 10000 | 1466 | 1.0% |
| 3500 | 1360 | 0.9% |
| 4500 | 1226 | 0.8% |
| Other values (13584) | 104146 |
| Value | Count | Frequency (%) |
| 0 | 1634 | |
| 1 | 605 | 0.4% |
| 2 | 6 | < 0.1% |
| 4 | 2 | < 0.1% |
| 5 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| 9 | 1 | < 0.1% |
| 10 | 2 | < 0.1% |
| 11 | 1 | < 0.1% |
| 15 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 3008750 | 1 | |
| 1794060 | 1 | |
| 1560100 | 1 | |
| 1072500 | 1 | |
| 835040 | 1 | |
| 730483 | 1 | |
| 702500 | 1 | |
| 699530 | 1 | |
| 649587 | 1 | |
| 629000 | 1 |
NumberOfOpenCreditLinesAndLoans
Real number (ℝ)
ZEROS 
| Distinct | 58 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 8.5292793 |
| Minimum | 0 |
|---|---|
| Maximum | 58 |
| Zeros | 1731 |
| Zeros (%) | 1.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 5 |
| median | 8 |
| Q3 | 11 |
| 95-th percentile | 18 |
| Maximum | 58 |
| Range | 58 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 5.1495331 |
|---|---|
| Coefficient of variation (CV) | 0.60374774 |
| Kurtosis | 3.1099096 |
| Mean | 8.5292793 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 1.2156551 |
| Sum | 1245923 |
| Variance | 26.517691 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 6 | 13272 | 9.1% |
| 7 | 12933 | 8.9% |
| 5 | 12531 | 8.6% |
| 8 | 12316 | 8.4% |
| 9 | 11158 | 7.6% |
| 4 | 11141 | 7.6% |
| 10 | 9496 | 6.5% |
| 3 | 8573 | 5.9% |
| 11 | 8227 | 5.6% |
| 12 | 6918 | 4.7% |
| Other values (48) | 39511 |
| Value | Count | Frequency (%) |
| 0 | 1731 | 1.2% |
| 1 | 4104 | 2.8% |
| 2 | 6253 | |
| 3 | 8573 | |
| 4 | 11141 | |
| 5 | 12531 | |
| 6 | 13272 | |
| 7 | 12933 | |
| 8 | 12316 | |
| 9 | 11158 |
| Value | Count | Frequency (%) |
| 58 | 1 | < 0.1% |
| 57 | 2 | < 0.1% |
| 56 | 2 | < 0.1% |
| 54 | 4 | |
| 53 | 1 | < 0.1% |
| 52 | 3 | |
| 51 | 2 | < 0.1% |
| 50 | 2 | < 0.1% |
| 49 | 4 | |
| 48 | 6 |
NumberOfTimes90DaysLate
Real number (ℝ)
SKEWED  ZEROS 
| Distinct | 19 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.25069827 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 137922 |
| Zeros (%) | 94.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 3.9771968 |
|---|---|
| Coefficient of variation (CV) | 15.864477 |
| Kurtosis | 590.55581 |
| Mean | 0.25069827 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 24.173727 |
| Sum | 36621 |
| Variance | 15.818095 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 137922 | |
| 1 | 5141 | 3.5% |
| 2 | 1522 | 1.0% |
| 3 | 656 | 0.4% |
| 4 | 289 | 0.2% |
| 98 | 233 | 0.2% |
| 5 | 128 | 0.1% |
| 6 | 79 | 0.1% |
| 7 | 37 | < 0.1% |
| 8 | 21 | < 0.1% |
| Other values (9) | 48 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 137922 | |
| 1 | 5141 | 3.5% |
| 2 | 1522 | 1.0% |
| 3 | 656 | 0.4% |
| 4 | 289 | 0.2% |
| 5 | 128 | 0.1% |
| 6 | 79 | 0.1% |
| 7 | 37 | < 0.1% |
| 8 | 21 | < 0.1% |
| 9 | 19 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 233 | |
| 96 | 5 | < 0.1% |
| 17 | 1 | < 0.1% |
| 15 | 2 | < 0.1% |
| 14 | 2 | < 0.1% |
| 13 | 4 | < 0.1% |
| 12 | 2 | < 0.1% |
| 11 | 5 | < 0.1% |
| 10 | 8 | < 0.1% |
| 9 | 19 | < 0.1% |
NumberRealEstateLoansOrLines
Real number (ℝ)
ZEROS 
| Distinct | 28 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.0297174 |
| Minimum | 0 |
|---|---|
| Maximum | 54 |
| Zeros | 53893 |
| Zeros (%) | 36.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 3 |
| Maximum | 54 |
| Range | 54 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.1327738 |
|---|---|
| Coefficient of variation (CV) | 1.1000822 |
| Kurtosis | 60.959245 |
| Mean | 1.0297174 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 3.4862651 |
| Sum | 150417 |
| Variance | 1.2831764 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 53893 | |
| 1 | 51191 | |
| 2 | 31156 | |
| 3 | 6230 | 4.3% |
| 4 | 2141 | 1.5% |
| 5 | 678 | 0.5% |
| 6 | 318 | 0.2% |
| 7 | 170 | 0.1% |
| 8 | 93 | 0.1% |
| 9 | 78 | 0.1% |
| Other values (18) | 128 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 53893 | |
| 1 | 51191 | |
| 2 | 31156 | |
| 3 | 6230 | 4.3% |
| 4 | 2141 | 1.5% |
| 5 | 678 | 0.5% |
| 6 | 318 | 0.2% |
| 7 | 170 | 0.1% |
| 8 | 93 | 0.1% |
| 9 | 78 | 0.1% |
| Value | Count | Frequency (%) |
| 54 | 1 | < 0.1% |
| 32 | 1 | < 0.1% |
| 29 | 1 | < 0.1% |
| 26 | 1 | < 0.1% |
| 25 | 3 | |
| 23 | 2 | |
| 21 | 1 | < 0.1% |
| 20 | 2 | |
| 19 | 2 | |
| 18 | 2 |
NumberOfTime60-89DaysPastDueNotWorse
Real number (ℝ)
SKEWED  ZEROS 
| Distinct | 13 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.2250267 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 138611 |
| Zeros (%) | 94.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 3.9620484 |
|---|---|
| Coefficient of variation (CV) | 17.607015 |
| Kurtosis | 600.29354 |
| Mean | 0.2250267 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 24.459266 |
| Sum | 32871 |
| Variance | 15.697827 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 138611 | |
| 1 | 5647 | 3.9% |
| 2 | 1103 | 0.8% |
| 3 | 312 | 0.2% |
| 98 | 233 | 0.2% |
| 4 | 105 | 0.1% |
| 5 | 32 | < 0.1% |
| 6 | 16 | < 0.1% |
| 7 | 8 | < 0.1% |
| 96 | 5 | < 0.1% |
| Other values (3) | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 138611 | |
| 1 | 5647 | 3.9% |
| 2 | 1103 | 0.8% |
| 3 | 312 | 0.2% |
| 4 | 105 | 0.1% |
| 5 | 32 | < 0.1% |
| 6 | 16 | < 0.1% |
| 7 | 8 | < 0.1% |
| 8 | 2 | < 0.1% |
| 9 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 233 | |
| 96 | 5 | < 0.1% |
| 11 | 1 | < 0.1% |
| 9 | 1 | < 0.1% |
| 8 | 2 | < 0.1% |
| 7 | 8 | < 0.1% |
| 6 | 16 | < 0.1% |
| 5 | 32 | < 0.1% |
| 4 | 105 | 0.1% |
| 3 | 312 |
NumberOfDependents
Real number (ℝ)
ZEROS 
| Distinct | 13 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.75722227 |
| Minimum | 0 |
|---|---|
| Maximum | 20 |
| Zeros | 86902 |
| Zeros (%) | 59.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 1 |
| 95-th percentile | 3 |
| Maximum | 20 |
| Range | 20 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1150861 |
|---|---|
| Coefficient of variation (CV) | 1.4726007 |
| Kurtosis | 3.0016568 |
| Mean | 0.75722227 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 1.5882424 |
| Sum | 110612 |
| Variance | 1.2434169 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 86902 | |
| 1 | 26316 | 18.0% |
| 2 | 19522 | 13.4% |
| 3 | 9483 | 6.5% |
| 4 | 2862 | 2.0% |
| 5 | 746 | 0.5% |
| 6 | 158 | 0.1% |
| 7 | 51 | < 0.1% |
| 8 | 24 | < 0.1% |
| 10 | 5 | < 0.1% |
| Other values (3) | 7 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 86902 | |
| 1 | 26316 | 18.0% |
| 2 | 19522 | 13.4% |
| 3 | 9483 | 6.5% |
| 4 | 2862 | 2.0% |
| 5 | 746 | 0.5% |
| 6 | 158 | 0.1% |
| 7 | 51 | < 0.1% |
| 8 | 24 | < 0.1% |
| 9 | 5 | < 0.1% |
| Value | Count | Frequency (%) |
| 20 | 1 | < 0.1% |
| 13 | 1 | < 0.1% |
| 10 | 5 | < 0.1% |
| 9 | 5 | < 0.1% |
| 8 | 24 | < 0.1% |
| 7 | 51 | < 0.1% |
| 6 | 158 | 0.1% |
| 5 | 746 | 0.5% |
| 4 | 2862 | 2.0% |
| 3 | 9483 |
MonthlyIncome_log
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 13594 |
|---|---|
| Distinct (%) | 9.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 8.4434578 |
| Minimum | 0 |
|---|---|
| Maximum | 14.917036 |
| Zeros | 1634 |
| Zeros (%) | 1.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 2.2 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 7.3138868 |
| Q1 | 8.2482674 |
| median | 8.5943394 |
| Q3 | 8.9227916 |
| 95-th percentile | 9.5215681 |
| Maximum | 14.917036 |
| Range | 14.917036 |
| Interquartile range (IQR) | 0.67452418 |
Descriptive statistics
| Standard deviation | 1.2115051 |
|---|---|
| Coefficient of variation (CV) | 0.14348447 |
| Kurtosis | 30.913641 |
| Mean | 8.4434578 |
| Median Absolute Deviation (MAD) | 0.32845222 |
| Skewness | -4.8658389 |
| Sum | 1233386.5 |
| Variance | 1.4677445 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 8.594339401 | 26138 | 17.9% |
| 8.517393171 | 2757 | 1.9% |
| 8.294299609 | 2106 | 1.4% |
| 8.699681401 | 1934 | 1.3% |
| 8.006700845 | 1758 | 1.2% |
| 0 | 1634 | 1.1% |
| 7.824445931 | 1551 | 1.1% |
| 9.210440367 | 1466 | 1.0% |
| 8.160803921 | 1360 | 0.9% |
| 8.412054873 | 1226 | 0.8% |
| Other values (13584) | 104146 |
| Value | Count | Frequency (%) |
| 0 | 1634 | |
| 0.6931471806 | 605 | 0.4% |
| 1.098612289 | 6 | < 0.1% |
| 1.609437912 | 2 | < 0.1% |
| 1.791759469 | 2 | < 0.1% |
| 2.079441542 | 1 | < 0.1% |
| 2.302585093 | 1 | < 0.1% |
| 2.397895273 | 2 | < 0.1% |
| 2.48490665 | 1 | < 0.1% |
| 2.772588722 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 14.9170356 | 1 | |
| 14.39999232 | 1 | |
| 14.26026112 | 1 | |
| 13.88550386 | 1 | |
| 13.6352361 | 1 | |
| 13.50146261 | 1 | |
| 13.4624021 | 1 | |
| 13.45816539 | 1 | |
| 13.38409359 | 1 | |
| 13.35188813 | 1 |
| DebtRatio | MonthlyIncome | MonthlyIncome_log | NumberOfDependents | NumberOfOpenCreditLinesAndLoans | NumberOfTime30-59DaysPastDueNotWorse | NumberOfTime60-89DaysPastDueNotWorse | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | RevolvingUtilizationOfUnsecuredLines | Unnamed: 0 | age | default | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DebtRatio | 1.000 | -0.097 | -0.097 | -0.038 | 0.248 | 0.044 | 0.005 | -0.031 | 0.422 | 0.091 | -0.001 | 0.019 | 0.000 |
| MonthlyIncome | -0.097 | 1.000 | 1.000 | 0.186 | 0.278 | -0.014 | -0.048 | -0.080 | 0.352 | -0.067 | 0.001 | 0.110 | 0.000 |
| MonthlyIncome_log | -0.097 | 1.000 | 1.000 | 0.186 | 0.278 | -0.014 | -0.048 | -0.080 | 0.352 | -0.067 | 0.001 | 0.110 | 0.053 |
| NumberOfDependents | -0.038 | 0.186 | 0.186 | 1.000 | 0.100 | 0.071 | 0.035 | 0.030 | 0.166 | 0.118 | -0.000 | -0.228 | 0.031 |
| NumberOfOpenCreditLinesAndLoans | 0.248 | 0.278 | 0.278 | 0.100 | 1.000 | 0.061 | -0.049 | -0.136 | 0.469 | -0.093 | 0.004 | 0.169 | 0.052 |
| NumberOfTime30-59DaysPastDueNotWorse | 0.044 | -0.014 | -0.014 | 0.071 | 0.061 | 1.000 | 0.279 | 0.251 | 0.020 | 0.235 | 0.001 | -0.092 | 0.083 |
| NumberOfTime60-89DaysPastDueNotWorse | 0.005 | -0.048 | -0.048 | 0.035 | -0.049 | 0.279 | 1.000 | 0.318 | -0.046 | 0.187 | 0.001 | -0.083 | 0.081 |
| NumberOfTimes90DaysLate | -0.031 | -0.080 | -0.080 | 0.030 | -0.136 | 0.251 | 0.318 | 1.000 | -0.103 | 0.237 | -0.005 | -0.102 | 0.084 |
| NumberRealEstateLoansOrLines | 0.422 | 0.352 | 0.352 | 0.166 | 0.469 | 0.020 | -0.046 | -0.103 | 1.000 | -0.033 | -0.002 | 0.064 | 0.032 |
| RevolvingUtilizationOfUnsecuredLines | 0.091 | -0.067 | -0.067 | 0.118 | -0.093 | 0.235 | 0.187 | 0.237 | -0.033 | 1.000 | -0.005 | -0.272 | 0.000 |
| Unnamed: 0 | -0.001 | 0.001 | 0.001 | -0.000 | 0.004 | 0.001 | 0.001 | -0.005 | -0.002 | -0.005 | 1.000 | 0.005 | 0.007 |
| age | 0.019 | 0.110 | 0.110 | -0.228 | 0.169 | -0.092 | -0.083 | -0.102 | 0.064 | -0.272 | 0.005 | 1.000 | 0.114 |
| default | 0.000 | 0.000 | 0.053 | 0.031 | 0.052 | 0.083 | 0.081 | 0.084 | 0.032 | 0.000 | 0.007 | 0.114 | 1.000 |
| Unnamed: 0 | default | RevolvingUtilizationOfUnsecuredLines | age | NumberOfTime30-59DaysPastDueNotWorse | DebtRatio | MonthlyIncome | NumberOfOpenCreditLinesAndLoans | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | NumberOfTime60-89DaysPastDueNotWorse | NumberOfDependents | MonthlyIncome_log | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1 | 1 | 0.766127 | 45 | 2 | 0.802982 | 9120.0 | 13 | 0 | 6 | 0 | 2.0 | 9.118335 |
| 1 | 2 | 0 | 0.957151 | 40 | 0 | 0.121876 | 2600.0 | 4 | 0 | 0 | 0 | 1.0 | 7.863651 |
| 2 | 3 | 0 | 0.658180 | 38 | 1 | 0.085113 | 3042.0 | 2 | 1 | 0 | 0 | 0.0 | 8.020599 |
| 3 | 4 | 0 | 0.233810 | 30 | 0 | 0.036050 | 3300.0 | 5 | 0 | 0 | 0 | 0.0 | 8.101981 |
| 4 | 5 | 0 | 0.907239 | 49 | 1 | 0.024926 | 63588.0 | 7 | 0 | 1 | 0 | 0.0 | 11.060196 |
| 5 | 6 | 0 | 0.213179 | 74 | 0 | 0.375607 | 3500.0 | 3 | 0 | 1 | 0 | 1.0 | 8.160804 |
| 6 | 7 | 0 | 0.305682 | 57 | 0 | 5710.000000 | 5400.0 | 8 | 0 | 3 | 0 | 0.0 | 8.594339 |
| 7 | 8 | 0 | 0.754464 | 39 | 0 | 0.209940 | 3500.0 | 8 | 0 | 0 | 0 | 0.0 | 8.160804 |
| 9 | 10 | 0 | 0.189169 | 57 | 0 | 0.606291 | 23684.0 | 9 | 0 | 4 | 0 | 2.0 | 10.072597 |
| 10 | 11 | 0 | 0.644226 | 30 | 0 | 0.309476 | 2500.0 | 5 | 0 | 0 | 0 | 0.0 | 7.824446 |
| Unnamed: 0 | default | RevolvingUtilizationOfUnsecuredLines | age | NumberOfTime30-59DaysPastDueNotWorse | DebtRatio | MonthlyIncome | NumberOfOpenCreditLinesAndLoans | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | NumberOfTime60-89DaysPastDueNotWorse | NumberOfDependents | MonthlyIncome_log | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 149990 | 149991 | 0 | 0.055518 | 46 | 0 | 0.609779 | 4335.0 | 7 | 0 | 1 | 0 | 2.0 | 8.374708 |
| 149991 | 149992 | 0 | 0.104112 | 59 | 0 | 0.477658 | 10316.0 | 10 | 0 | 2 | 0 | 0.0 | 9.241548 |
| 149992 | 149993 | 0 | 0.871976 | 50 | 0 | 4132.000000 | 5400.0 | 11 | 0 | 1 | 0 | 3.0 | 8.594339 |
| 149993 | 149994 | 0 | 1.000000 | 22 | 0 | 0.000000 | 820.0 | 1 | 0 | 0 | 0 | 0.0 | 6.710523 |
| 149994 | 149995 | 0 | 0.385742 | 50 | 0 | 0.404293 | 3400.0 | 7 | 0 | 0 | 0 | 0.0 | 8.131825 |
| 149995 | 149996 | 0 | 0.040674 | 74 | 0 | 0.225131 | 2100.0 | 4 | 0 | 1 | 0 | 0.0 | 7.650169 |
| 149996 | 149997 | 0 | 0.299745 | 44 | 0 | 0.716562 | 5584.0 | 4 | 0 | 1 | 0 | 2.0 | 8.627840 |
| 149997 | 149998 | 0 | 0.246044 | 58 | 0 | 3870.000000 | 5400.0 | 18 | 0 | 1 | 0 | 0.0 | 8.594339 |
| 149998 | 149999 | 0 | 0.000000 | 30 | 0 | 0.000000 | 5716.0 | 4 | 0 | 0 | 0 | 0.0 | 8.651199 |
| 149999 | 150000 | 0 | 0.850283 | 64 | 0 | 0.249908 | 8158.0 | 8 | 0 | 2 | 0 | 0.0 | 9.006877 |